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personal loan requirements |
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jeksonborn 
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Joined: 04/25/2022 Location: London Status: Offline Points: 2 |
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 Topic: personal loan requirementsPosted: 04/25/2022 at 4:39pm |
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You can choose any type of personal loan to suit your needs. Regardless of what you borrow, lenders' requirements are likely to be about the same: You must have U.S. citizenship or a green card.
You must be of legal age in your state. Most states are 18, except Alabama and Nebraska (19) and Mississippi (21). A good credit score above 670 guarantees you lower interest rates, although applicants with poor credit history may also be approved. You will be asked to provide proof of a steady source of income. Most lenders prefer to give personal loans https://maggieloans.com/personal-loans to working people, although unemployed people also have some options.
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TerenceFrank
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Joined: 01/10/2023 Location: NY Status: Offline Points: 1 |
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Posted: 01/11/2023 at 1:12pm |
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Loans are for ratings, not opportunities
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DennisHolmes
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Joined: 01/10/2023 Location: USA Status: Offline Points: 1 |
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Posted: 01/11/2023 at 1:13pm |
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There is a credit not taken when you don't have enough of your own money in America, but to save and increase it. And at the same time to improve your credit rating. It determines the number of opportunities and benefits, i.e., the more a person spends, the more bonuses he can get. Mortgage Advisor Leeds located recommended that I take out a loan immediately after moving to another state, even though I have lived here for a long time. Having a loan and paying it off on time is a sign of reliability and solvency. And it's very important when planning a budget - buying a house, a car and insurance
Edited by DennisHolmes - 01/12/2023 at 7:17am |
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SaraiSchneider
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Joined: 04/12/2023 Location: USA Status: Offline Points: 3 |
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Posted: 04/12/2023 at 1:11am |
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Hey there! I know this post is pretty old, but I wanted to chime in and say that paying with a credit card is usually a good idea when you're traveling. It's convenient and can help you earn rewards points or cash back. Just make sure to check if your credit card has any foreign transaction fees before using it abroad.
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SaraiSchneider
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Joined: 04/12/2023 Location: USA Status: Offline Points: 3 |
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Posted: 04/12/2023 at 3:46am |
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Hey there! I'm new to this forum, but I wanted to jump in and give my two cents on personal loan requirements. It's true that lenders usually require U.S. citizenship or a green card, and that you have to be of legal age in your state (watch out if you're in Alabama or Nebraska, they're a bit stricter!). Having a good credit score definitely helps you get better interest rates, but don't worry if your credit history is a bit rocky - you might still get approved.
Edited by SaraiSchneider - 04/27/2023 at 8:18am |
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